Debt Recovery

Our dedicated team provides an experienced, cost effective yet tailored debt recovery service to clients with a track record of getting results.

We act as a seamless extension of your business, in-house finance or risk function. And by taking time to understand your sector, business model and appetite for risk, we make sure the strategy we use is right for your needs.

A debt recovery lawyer on a phone call in Northampton

Meet the team

Man sat at desk working on computer

A dedicated and knowledgeable service

With sound commercial advice and clear pricing, we always ensure clients fully understand the process and the best options for the recovery of the debt. From the first letter before action through to issuing a claim and trial, our team supports you at every stage.

We help with asset and defendant tracing, as well as ledger collect-outs, ensuring that we use the best recovery approach for each debt. Our team supports with enforcement and insolvency proceedings and also provides added value, such as advice on the prospects of recovery or contractual terms.

We work with a range of businesses including medium and large corporates, lenders, insolvency practitioners, debt collection agencies, debt purchasers, fee-paying schools, and professional organisations (including the Bar Council).

Two members of our team mid conversation on a sofa in our Cardiff office

Not just another number

Our partner-led skilled team will focus on understanding how you operate as a business and any sector-specific challenges so that you receive the right advice for you.

We structure our fees so that you are clear on the cost of the service you need. We will work on a fixed fee basis wherever possible for standard undefended pre-legal and legal action. If your matter is more complex, we’ll discuss the best options for you and your business. This could be a fixed fee basis, no-recovery no-fee option or a time spent basis.

Wherever possible, we look to recover some or all of the costs by applying interest and fixed charges to the debt in accordance with the Late Payment of Commercial Debts (Interest) Act 1998, or reasonable recovery costs in accordance with The Late Payment of Commercial Debts Regulations 2013. We will also discuss with you whether you have any contractual terms permitting the recovery of costs.

Services from our Restructuring and Insolvency team

Recognition of our work

IFT Member

IFT Member
Investors in People

Investors in People

Legal 500 2025 – Leading Firm

Legal 500 2025 – Leading Firm
Motorsport Industry Association Member

Motorsport Industry Association Member
Ranked in Chambers 2025

Ranked in Chambers 2025
Recommended for Quality

Recommended for Quality

Times Best Law Firm

Times Best Law Firm

Legal updates and thought leadership

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Hear what our clients say about us

Thank you for your attention to this matter. We have always felt in the very best of hands.

Client testimonial Cambridge Real Estate client

I wanted to pop you a note to say thank you for working with us at warp speed to get this deal over the line. In particular, thank you for your time on Friday and for making a really upsetting moment not an emotional breakdown but factual and efficient, I genuinely appreciate it.

Company director – Paul Grundy

We are delighted with the support provided by Frank Brumby of HCR Law who worked around the clock and over the weekend alongside us.

Client testimonial Pre-pack administration of BBL champions London Lions

I have worked with Sam now on many turnaround assignments over the last 15 years. I have always found him to be extremely focused and user-friendly with an innate ability to engage successfully with all key stakeholders. I have worked particularly closely with Sam on mid-market manufacturing and retail assignments, as well as large national charities. I would always recommend Sam to directors who need expert legal assistance in navigating difficult times and support with engagement with all stakeholders as they drive towards a successful turnaround.

Dr Mark Taylor Bluesky Associates Turnaround & Transformation Advisory LLP

Sam is great at building relationships, has a strong knowledge of the marketplace and will make introductions to relevant third parties. He is proactive and very commercial, coming up with suggestions and solutions that we hadn’t thought of. Sam doesn’t just focus on the legal documentation, but also uses his mind to find ways forward. He is very down to earth and is never difficult to get hold of. Sam offers a genuine, partner-led approach.

Jo Power FRP (previously ExWorks)

This is the best news, thank you so much. Deanne, you have been wonderful throughout and especially helping me with my serious upset and frantic feelings, you have gone above and beyond anything expected.

I am so grateful for all your kindness throughout this whole process.

Client Winding up petition

They are ready to move at short notice to deliver a great outcome.

 

Legal 500 2024 – Insolvency and Corporate Recovery

The team headed by Sam Payne is well rounded, pragmatic and cost effective, covering all types of corporate insolvency assignments.

Legal 500 2024 – Insolvency and Corporate Recovery

The team can call on a wide variety of talent. There is plenty of diversity amongst the team and they are solution driven.

Legal 500 2024 – Insolvency and Corporate Recovery

I find the team’s approach to be fast, effective and agile.

Legal 500 2024 – Insolvency and Corporate Recovery

Sam’s excellent understanding of all intricacies of both the financial and insolvency aspects to this administration, and his great team, are why we continue to instruct them.

Damian Webb RSM

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